Hello friends, today through this article we are going to tell you about Google Pay. What is GPay, and why do we use Google Pay? What are the benefits of using GPay? How to create an account on GPay. How to transfer money from this Through this article, we will tell you all this in detail. To know about Google Pay, stay with us on this article.
In today’s time, most people use smartphones and also do online transactions. If you do online transactions, then you must know or use GPay. GPay is also an important digital platform for online transactions. It is also used by many people to do online transactions. The old name of Google Pay was Google Tez. It is made by google. That’s why people already had faith in Google. That’s why people trust this platform as well. Its users in India are also 50 crore plus in today’s time.
What is Google Pay?
Google Pay is a UPI-based digital payment app using which you can transact money online. GPay bills or recharge phone, DTH, etc. This app was launched in India on 18 September 2018 with the name Tez. Later it was renamed GPay. To use it, you have to link your bank account with Google Pay. GPay services are absolutely free. No service charge has to be paid for this. The GPay app is also available in six other Indian languages including English and Hindi.
Basic Information About Google Pay
| App Name | Google Pay (Tez) |
| Application Category | Digital Payment |
| Establishment Year | 18-Sep-17 |
| operated by | |
| Google Pay Download | App Store & Play Store |
| Total User Downloads | 50 Crores+ |
| Star Rating | 4.0+ Ratings |
Where is Google Pay Company?
Google Pay is an American company operated by Google. GPay was initially launched on 11 September 2015 with the name android pay. But due to the name being a bit strange, it was renamed Tez in September 2017. After this, on January 8, 2018, it was officially renamed Google Pay, because people trust the name Google more. Today it is the world’s number 1 digital payment app, which has been downloaded by more than 100 million people by July 2021.
Features of Google Pay
Some special features have been added to Google Pay, which makes it easier and better than other payment apps. Let us know about these features:
More secure – There is no wallet in this app, which makes it secure. That is, any transaction is done directly from the bank instead of the wallet. Whatever money you send or receive will be directly deducted or deposited from the bank account. For this google has provided 24/7 multi-layer security.
Easier – You do not need ID proof to create an account on Google Pay. To create an account on this, you have to enter your mobile number and verify through OTP. Now you can link the bank account linked with this mobile number to GPay. Keep in mind that to link the bank with Google Pay, the mobile number must be registered with the bank.
Payment Option – You will get to see many types of payment options in GPay. Like you can send money to someone through a bank account and IFSC. Apart from this, payment can also be done by scanning UPI ID, phone number, and QR code.
Free Transaction – During the transaction from this app, you will not have to pay any extra charge of any kind.
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Chat facility – In this app, you can also chat with the person in front while sending money to the phone number.
Division of expenses among friends – In this, you can divide the expenses among friends by forming a group after a trip. Each person will have a payment request for his share.
Transaction History – In this, you can easily see the transaction history and find out when and to whom you have paid or received the money.
UPI-Based – Google Pay’s service is UPI based where you can easily send money directly to your bank account using UPI.
Bank – Almost all the banks of the country including HDFC Bank, Axis Bank, SBI, and ICICI Bank are connected with Google Pay.
Local Language Support – In this app, you will get to see the support of about 7 local languages.
Opportunity to earn money – If you refer this app to your friends or family or invite them, then you can also earn money. Because many referrals, lucky winners, and scratch options have been given in this app.
How to Download Google Pay
If you are an Android phone user then you can easily download Google Pay from Google Play Store and if you are an iPhone user then you can download GPay from your App Store.
How to Create Google Pay Account
The process of creating an account in GPay is very easy, but to create an account on Google Pay you need the following things.
- bank account
- Link mobile number with bank account
- bank debit card
- Gmail ID
If you have all the above basic things then you can create your account in Google Pay in the following way.
- After downloading the Google Pay app, open the app and enter your mobile number which is linked to your bank account.
- After this, an OTP will come on the mobile number you have entered, verify it by entering the OTP.
- After OTP Verify, enter your Gmail ID.
- Select Screen Lock and MPIN Lock to secure GPay.
- Now your GPay account has been created, you can link your bank account with GPay by clicking on Add Bank.
In this way, you can link the bank by creating your account on Google Pay.
How to Earn Money from Google Pay?
You can also earn money using Google Pay. There are three ways to earn money in this app which are as follows:
1. By inviting people – After opening the Google Pay app, you will see the option of Referral at the bottom of the home screen. By choosing which you can share the given link through a share on social platforms like Facebook, WhatsApp, and Instagram or invite people through direct phone numbers. If someone downloads the app from the link shared by you and does a transaction, then you will be given Rs 201 on their first transaction and they will get a cashback of Rs 21.
2. Rewards – Whenever you make a payment of Rs 50 or more using Google Pay, you are given a scratch card in return. Through this scratch card, you can win cashback or vouchers up to Rs.1000.
3. Offers – Along with the rewards, the option of Offers is given below. From here you can use the code to get discounts for various services like travel, restaurant booking, food order, etc.
How Much Money Can be Transferred with GPay?
More than Rs 1,00,000 cannot be transferred in a day through Google Pay. Apart from this, you cannot transfer money more than 10 times in a day. The limit of how many rupees can be transferred at one time through UPI varies from bank to bank. Apart from this, the daily limit also varies but does not exceed Rs 1 lakh. Cannot request more than Rs 2000 through Google Pay. Here is a list of some major banks with UPI transaction limits:
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| Banks’ Name | Transaction Limit | Daily Limit |
| Airtel Payments Bank | 100000 | 100000 |
| Allahabad Bank | 25000 | 100000 |
| Axis Bank | 100000 | 100000 |
| Bank Of Baroda | 25000 | NA |
| Bank Of India | 10000 | 100000 |
| Bank of Maharashtra | 100000 | 100000 |
| Canara Bank | 10000 | 25000 |
| Central Bank of India | 25000 | 50000 |
| Dena Bank | 100000 | 100000 |
| HDFC | 100000(5000 for new customer) | 100000 |
| ICICI Bank | 10000(25000 for google pay user) | 10000 (25000 for Google Pay user) |
| IDBI Bank | 25000 | 100000 |
| Indian Bank | 100000 | 100000 |
| Indian Overseas Bank | 10000 | 20000 |
| IndusInd Bank | 100000 | 100000 |
| Jio Payments Bank | 100000 | 100000 |
| Paytm Payments Bank | 100000 | 100000 |
| Punjab National Bank | 25000 | 50000 |
| State Bank Of India | 100000 | 100000 |
| Union Bank of India | 100000 | 100000 |
| United Bank of India | 25000 | 60000 |
| Vijaya Bank | 25000 | 50000 |
| yes bank | 100000 | 100000 |
Is Google Pay Secure?
Google Pay is a UPI-based payment app that is completely secure. Click here to know about UPI. Apart from this, Google Pay keeps all the payment information on its secure server. Your full card details are not stored on your phone nor shared with the merchant for the use of Google Pay. Only your virtual account number is in front of the merchant.
When a transaction is made through Google Pay, the confirmation appears in the app which helps you to detect suspicious activity early. In this, you can find out the name of the merchant and the transaction related to payment or refund.
Benefits of Google Pay
- Google Pay service is absolutely free. That is, you do not have to pay extra charges for using the service.
- Using it is easier and faster than other payment apps. Through this, you can easily transact money.
- Whenever you pay 50 rupees or more using GPay, you get a scratch card from which you can get cashback or an offer code.
- During payment through GPay, your real credit card or debit card number is not shared, so there is no risk of leaking confidential information.
Conclusion
Friends, I hope that by reading this article, you have got complete information about Google Pay. If you have got the right information by reading this article of ours. So don’t forget to share our article with your friends. If you want to know more about google. So you can ask us by commenting in the comment section. We will surely reply to it. Stay with us to read such informative articles. We keep writing such articles on new technology every day. Thank you very much for reading our article!
